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Business Online Banking at First Trust

Business Online Banking

The same great features, safety, and security of Online Banking, plus a lot more!  

Business Online Banking lets you create custom user profiles to grant employees the appropriate access to:

 

  • Login on certain days and times
  • Review specific account balances and transactions
  • Import transactions into your accounting software
  • View check images and eStatements
  • Transfer funds
  • Advance lines of credit
  • Make loan payments
  • Add Stop Payments
  • Pay bills
  • Deposit checks
  • Originate ACH

Save time and money with Business Bill Pay!

Benefits of Business Bill Pay:

  • Save money by not buying checks or paying for postage
  • Save time by not writing checks
  • Schedule variable payments on demand
  • Setup recurring bills to be paid automatically
  • Reduce clutter by receiving eBills instead of paper
  • Avoid late fees with payment reminders

Don’t wait for your statement to arrive in the mail! 

Benefits of eStatements:

  • Save paper to reduce the number of trees cut down and waste in our landfills
  • Available immediately and faster than waiting for paper statements to arrive in the mail
  • More secure than paper statements sitting in the mailbox or thrown out with the trash
  • Organized in one convenient place
  • Available for more than two years
  • May be printed or saved to your computer

ACH is a “win-win” for everyone and a snap with ACH Manager!

Capabilities of ACH Origination:

  • Originate entries without issuing checks or invoices
  • Send – automatically disperse money directly to others’ bank accounts for:
    • Employee Payroll
    • Employee Child Support Payments
    • State and Federal Tax Payments
    • Other Accounts Payable
  • Receive – automatically collect money directly to your bank account for:
    • Tenants’ Rent Payments
    • Association or Club Dues
    • Church Offerings
    • Other Accounts Receivables
  • Store information in our secure database or upload from your software each time
  • Dual control review available
  • Onsite setup and training

Make deposits 24/7 without ever leaving your office! 

Benefits of Merchant Capture:

  • Save time and a trip to the bank by scanning your checks and submitting deposits online
  • Checks are securely transmitted to the bank
  • Consolidate multiple locations’ deposits into one account or separate accounts
  • Custom reporting reduces accounting errors
  • Onsite setup and training

Stay up-to-date with your account by receiving email or text messages every day or when certain events occur!

Set up is easy!

  1. Log in to Business Online Banking
  2. Choose “Alerts”
  3. Choose the account type (Checking, Savings, etc) you’d like to set up
  4. Choose “Setup New Alert”
  5. Select the notification type from the dropdown
    • Account Activity – available on CD/IRA and Loan accounts by email or text message and provides the previous business day’s transactions* and balance each morning after transactions have posted
    • Daily Balance – available on Checking and Savings accounts by email or text message and provides the current business day’s transactions* and balance each morning after transactions have been presented
    • Daily Transactions – available on Checking and Savings accounts by email or text message and provides the previous business day’s transactions* and balance each morning after transactions have posted
    • Low Balance – available on Checking and Savings accounts by email or text message and indicates that the current business day’s balance has fallen below the specified amount each time new transactions are presented
    • Mobile Deposit – available on Checking and Savings accounts by email or text message and confirms the previous business day’s Mobile Deposit each day after Mobile Deposits have posted
      * Transaction list will not be sent by text message, but you may review transactions through Online or Mobile Banking
  6. Click “Next”
  7. Choose the account you’d like to set up (and enter the target amount for the Low Balance Alert)
  8. Choose to have the message sent by Email or Mobile (Text)
    • For Email messages, enter your email address
    • For Mobile messages, enter your cell phone number and carrier
  9. Click “Finish”
  10. Click “Done” once the confirmation is displayed

Contact us for more information about Business Online Banking