Terms of Use

THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

This website has been established by First Trust & Saving Bank for the sole purpose of conveying information about First Trust & Saving Bank’s products and services and to allow communication between First Trust & Saving Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of First Trust & Saving Bank’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in First Trust & Saving Bank’s agreements and disclosures, the agreements and disclosures will control.

From time to time First Trust & Saving Bank may place links to other websites on this page. First Trust & Savings Bank has no control over information at any site hyperlinked from this Site.  First Trust & Savings Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience.  The inclusion of any hyperlink does not imply endorsement, investigation, verification or monitoring by First Trust & Savings Bank of any information in any hyperlinked site.  Security and policies on hyperlinked sites may be different from First Trust & Savings Bank security and policies.  The hyperlinked site may provide less security than the bank’s website. In no event shall First Trust & Savings Bank be responsible for your use of a hyperlinked site.

The information and materials contained in this website are owned by First Trust & Saving Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

First Trust & Saving Bank makes no warranties of any kind regarding the products and services advertised on this site. First Trust & Saving Bank will use reasonable efforts to ensure that all information displayed is accurate, however, First Trust & Saving Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. First Trust & Saving Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if First Trust & Saving Bank has been informed of the possibility of such loss or damage.

This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.